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Have you ever wondered what your credit score is?

Have you ever wondered what your credit score is? Or, do you have a pretty good idea of what your score is, but have no idea how to improve it? Or maybe you’re one of the few people that know what your score is, as well as the basics of improving, but have no idea how the score is actually calculated? The truth is, the actual formula for calculating your credit score is a closely guarded trade secret, the credit bureaus are protecting their business by not disclosing precisely how your credit score is determined. However, understanding what goes in to a credit score can be the first step to repairing your credit report and improving your score.

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